Commercial Auto
Fleets, delivery vehicles, and tools-of-the-trade coverage for the vehicles your business runs on.
Business coverage →
Independent since 1994
Coverage built around your life and your business.
We're an independent agency that shops dozens of carriers for you — then stays in your corner when it's time to file a claim.
What a Lancer policy includes
- A dedicated agent who knows your file by name
- Side-by-side quotes from multiple A-rated carriers
- A yearly coverage review, no charge
- 24/7 claims reporting with a real person on call
30+Years in business
40Carrier partners
18KPolicies managed
98%Renewal retention
A+BBB accredited
What we cover
One agency for everything you need to protect
Whether you're insuring a growing company or your family's first home, we match you to the right policy instead of selling you a single brand.
General Liability
Protection against third-party injury and property-damage claims that can follow any business.
Business coverage →Home & Property
Buildings, inventory, and the place you live — rebuilt at today's cost, not yesterday's estimate.
Personal coverage →Workers' Comp
Required coverage that pays medical bills and lost wages when an employee is hurt on the job.
Business coverage →Umbrella & Excess
An extra layer of liability limits that sits above your other policies when a claim runs large.
Personal coverage →Cyber & Tech
Breach response, lost-income coverage, and liability for the data your business is trusted to hold.
Business coverage →
Why work with us
Independent means we answer to you
We shop, you decide
We're not tied to one carrier. We put real quotes side by side and explain the trade-offs in plain language, then you choose.
Reachable when it counts
You get a named agent and a direct line. No phone trees, no being handed to whoever picks up. We already know your account.
Coverage that keeps up
Businesses and families change. We review your policies every year so you're never over-paying or under-protected.
When our warehouse flooded, Lancer had an adjuster out the next morning and a check before the month was over. I've never once felt like just a policy number.Dana Ruiz — Owner, Harborline Logistics · client since 2009